Financial woes or family woes? or both?

With all the money I have for the Seminary, I still spend days calculating every pie and planning for the time ahead.  There are some of our domestic helpers who have more debt than I have in my bank account.  All that they have is debts!  They survive from debt to debt. They borrow from one to return to another and then from yet another, to return to the second one.  The surprising part of it all is the callous attitude of the grown up children. A particular staff member has four children, all beyond their school age. The husband committed suicide 6 years ago.  She has her mother living with her. The eldest daughter was married off last February.  That the eldest daughter, a teacher by training and profession, had her own demands adding to the list of dowry requirements from the groom's side, was shocking enough for me to realise that something is really amiss her.  The second daughter is 'idle' at home.  Every time I ask what is she doing, all the lady replies is that she is sitting at home!  The third son is a sample! He was studying in a college (mind, all the studies expenses of the children were borne by the Seminary) and of late decided to quit and work. He worked for two months and one fine evening when the mother reached home found a TV set in her hut!  The son spent his salary on buying a TV! Not a pie to her mother to refund the loans or some urgent requirements of the house.  The only other child is still in a boarding and seems doing his studies well.  

I've told this lady time and again to speak to her children and as I said, give a rap or two... (some of the answers and questions she has reported to me of her own children are so stinging and crude, they would put to shame a sworn enemy!). Or atleast tell them to meet me, so that I can drive some sense into them.  Now looks like the mother has absolutely no say in what they do. All that these three children living with her (even her eldest daughter is now back in her house) do is eat, borrow from the shop without even a word of it to the mother and then live as if they were born to the queen of England!