Paying in cash and amount of Rs 1000 hurts. We're physically parting with money and add to that our old psychology that we are giving away something that is ours. But paying the same amount of Rs 1000 on scree does not hurt!!
I've realised this fact myself ever since I started using Phone pe since a couple of months. But old habits die hard. So I still feel I'm in control - digital mode nonetheless.
That said, the ease of transaction is something amazing. With practically every Tom, Dick and Harry (and Castilino) having this feature of digital Phone pe or similar mode of payment, monetary transactions are effortlessly smooth, breaking down the barriers of distance, in person meetings, and duration.
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